Tools

Our simulators

Tools to objectify your decision: yield, financing, capital, cash flow. Built step by step, starting with the yield calculator.

01

Yield calculator

Gross yield, net yield, and the impact of your financing mode (cash or credit) on your cash flow.

Available
02

Financing simulator

Compare cash, a fixed-instalment loan and an interest-only (bullet) loan: which structure builds the most wealth with the same equity?

Available
03

Capital goal simulator

How much to invest, and over what timeframe, to reach a target capital by a given date.

Coming soon
04

Cash flow simulator

Project your net monthly rental income, today and at different horizons.

Coming soon
05

Tax simulator

A first look at the tax impact of your investment based on your situation.

Coming soon
06

Wealth transfer simulator

Estimate the impact of transferring real estate wealth over time.

Coming soon
Simulator 02

Cash, a fixed-instalment loan, or a bullet loan: which structure builds the most wealth?

With the same total equity, you can pay for one property in cash, or use credit to finance two larger ones. This simulator compares the three approaches over time.

Default assumptions, to be adjusted: target gross rental yield (5.5%), acquisition costs (12.5%, based on Wallonia/Brussels registration duties for an investment property), property value growth aligned with the inflation rate in the absence of a separate rate. Charges, rental vacancy and personal taxation are not yet included in this first version.
Investment
Financing
Economic rates
Indicator Cash (1 property) Fixed instalment (2 properties, x1.5) Bullet loan (2 properties, x2)

Property value and outstanding debt

Solid line = property value, dashed line = outstanding debt

Monthly and cumulative cash flow

Solid line = compounded cumulative cash flow, dashed line = monthly cash flow

Indicative simulation based on the assumptions above. Does not constitute financial advice or a contractual commitment. A NEXYRO analysis takes your actual situation into account.

Simulator 01

Is your property really profitable?

Enter a property's figures and get its real yield in seconds. Your financing mode changes the result: paying cash or borrowing never gives the same yield.

Gross yield
6.32%
Net yield
4,80%
Estimated monthly cash flow
+ €1,400
Indicative estimate excluding property tax and personal taxation. Does not replace a full NEXYRO analysis.